Canadian Credit Report

Equifax Canadian Credit Report

With a Canadian credit report from Equifax, you can access your Canadian credit report and score, online in real-time.
Equifax Consumer Services Canada provides Canadian consumers online instant access to their Canadian credit report and FICO® credit score. The credit information in your Canadian credit report is gathered by credit reporting agencies, sometimes called credit bureaus. There are two major credit reporting agencies in Canada: Equifax Canada Inc., and TransUnion of Canada.
Credit grantors update individual Canadian credit reports regularly by providing information to credit reporting agencies about their customers' credit and payment activities. This ensures that your Canadian credit report remains up-to-date and as complete as possible. Other sources of the information contained in your Canadian credit report can include public records from courthouses across the country and collection agencies.

 

If you are interested in obtaining your personal Canadian credit report, please follow this link: Canadian Credit Report from Equifax

Sections of a Canadian Credit Report

 

Below is a list of the major sections found in your Canadian credit report:

· Personal Identification - Includes key identification information, such as your name, address, date of birth and Social Insurance Number (SIN)
· Consumer Statement - Allows you, the consumer, to add a brief comment about any information in your report.
· Credit Information - Provides details of your credit accounts and transactions and shows if payments are being made on time.
· Banking Information - Includes information on your bank account and NSF cheque history.
· Public Record Information - Contains information about secured loans, bankruptcies and/ or judgments.
· Third-Party Collections - Contains information about any involvement with collection agency trying to collect on a debt.
· Inquiries - Includes all organizations or individuals that have requested a copy of your credit report in the past three years.

 

More Canadian Credit Report Information

If you are interested in obtaining your own personal Canadian credit report, Equifax can help. Check out your Canadian credit report and your FICO credit score online now at Equifax Consumer Services Canada.