Equifax 3-in-1 Monitoring with 4 FICO® Scores

Knowing your credit score could save you money


Your credit score can make a big difference in your interest rates and loan payments. It’s critical that you understand it, track it, and protect it.

3-in-1 Monitoring makes it easy for you to track and protect your credit. It monitors all three of your nationwide credit reports and alerts you within 24 hours of key changes. It also comes with 4 Score Power® reports so that you can keep an eye on your FICO® score throughout the year.

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The Automatic Fraud Alerts* feature is an easy way to help prevent identity theft!


If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.


When you enroll in the Automatic Fraud Alerts* feature, we'll place your free initial 90 day fraud alert on your Equifax credit file and, once successfully placed, we'll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we'll automatically renew your fraud alert request for you.

Benefits Include:

  • Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports
  • Access to the Automatic Fraud Alerts * feature, free of charge.
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    The Automatic Fraud Alerts* feature is an easy way to help prevent identity theft!


    If you have been or may be a victim of identity theft, you can place a fraud alert on your credit file, which notifies lenders that they should take steps to verify your identity, such as by contacting you, before authorizing new or additional credit.


    When you enroll in the Automatic Fraud Alert* feature, we’ll place your free initial 90 day fraud alert on your Equifax credit file and, once successfully placed, we’ll refer your fraud alert request to Experian and TransUnion. Then, every 90 days, we’ll automatically renew your fraud alert request for you.

  • Wireless alerts and customizable alerts available
  • 4 Score power® reports which include your FICO credit score, your Equifax Credit Report™, an explanation of what your most current score means, comparison with national averages, and a graph of how lenders view you
  • Knowledgeable Customer Care 24 hours a day, 7 days a week
  • Interactive Score Simulator to show you how your actions may change your score.
  • Up to $1,000,000 identity theft insurance† with no deductible (certain limitations and exclusions apply)

Many People Bought This Instead:

  • Equifax ID Patrol™
    Equifax ID Patrol provides comprehensive protection against identity theft by monitoring your credit file, giving you the ability to lock and unlock your Equifax credit file, and scanning the internet for your personal information.
    Learn More

Need Help

  • Not sure which monitoring product is right for you?
    Call us at 1-800-4-Equifax.

* The Automatic Fraud Alerts feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.

¿ Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.

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